Catch‑Up Savings Calculator Catch‑Up Savings Calculator Fell behind on your savings plan? This tool shows exactly how much extra you need to save each month to get back on track — without guesswork. All data stays private. ✔ No login required ✔ All data stays in your browser ✔ Instantly see your catch‑up strategies 🔒 Your catch‑up plan 🎯 Total savings goal 💰 Amount already saved 📆 Original monthly savings plan ⏳ Months remaining to reach goal Calculate catch‑up plan 🔒 Bookmark this page. Your catch‑up numbers are saved automatically. Why a catch‑up strategy works We calculate the remaining gap and split it across your timeline. Then we show three paces: fast‑track (shorter time), balanced (original months) and relaxed (lower month...

Emergency Fund Calculator Emergency Fund Calculator Find out how much you should save for emergencies and how long it will take to build your safety net. Adjust the factors that matter for your household. ✔ No login required ✔ All data stays in your browser ✔ Automatically saved for next visit 🔒 Your emergency fund profile Monthly essential expenses Monthly savings capacity Job stability Very stable (government, long-term contract) Stable (full-time employee) Unstable (freelancer, commissions) Very unstable (irregular income) Dependents None 1 dependent 2 dependents 3+ dependents Health risk level Low Medium High Calculate emergency fund ...

Side-Money Savings Allocator Side income disappears fast if it’s not assigned. This calculator helps you intentionally split extra money between savings, essentials, and guilt-free spending — automatically and clearly. ✔ No accounts, no tracking ✔ Works entirely in your browser ✔ Remembers your plan automatically Your Side Income Currency Monthly Side Income Allocation Strategy Save (%) Spend (%) Invest / Goals (%) Saved Monthly: Spending Money: Invested / Goal Fund: Tip: Treat side income differently than salary — it’s your fastest leverage. Why Allocating Side Money Matters Extra income often vanishes because it feels “optional.” Assigning it intentionally turns side money into real progress instead of invisible spend...

Income Increase Savings Calculator Planning a raise, promotion, or side income? This calculator shows how even small income increases dramatically speed up your savings — without changing your lifestyle. ✔ No login or tracking ✔ Works offline ✔ Saves automatically in your browser Current Situation Currency Current Monthly Income Current Monthly Savings Income Increase New Monthly Income Percentage of Increase You’ll Save Savings Goal New Monthly Savings: Extra Saved Per Month: Time Saved vs Before: Estimated Goal Completion: Tip: Saving raises instead of spending them is one of the fastest wealth accelerators. Why Income Increases Matter More Than Cutting Costs You can only cut expenses s...

Long-Term Savings Planner (No Interest) This planner helps you build long-term savings based purely on discipline and consistency — no interest, no projections, no assumptions. Just clear planning and real progress. ✔ No interest assumptions ✔ No account or tracking ✔ Saved privately in your browser Long-Term Goal Setup Currency Total Savings Goal Planned Contribution (Monthly) Log Contributions Amount Saved Add Contribution Total Saved: Remaining: Estimated Completion: Tip: Long-term success comes from consistency, not optimization. Why No-Interest Planning Works Removing interest assumptions makes your plan realistic and resilient. This approach works regardless of markets, rates, or external factors — only your actions matter. ...

Short-Term Savings Planner This planner is designed for short-term goals like gadgets, travel, emergency buffers, or upcoming expenses. Define your goal, track contributions, and see exactly when you’ll reach it. ✔ No login or signup ✔ 100% private – saved locally ✔ Built for short-term clarity Short-Term Goal Setup Currency Target Savings Goal Typical Contribution (per period) Log Contributions Amount Saved Add Contribution Total Saved: Remaining: Estimated Completion: Tip: Short-term goals succeed when progress is visible and frequent. Why Short-Term Planning Works Short-term goals are easier to achieve when progress is concrete. This planner helps you stay focused, adjust quickly, and reach your goal without overthinking. ...

Annual Savings Planner Plan your entire year of savings in one place. This planner helps you define a yearly goal, track monthly progress, and stay on course with clear forecasts and milestones. ✔ No account required ✔ Fully private – saved in your browser ✔ Designed for long-term planning Yearly Savings Plan Currency Annual Savings Goal Planned Monthly Savings Log Monthly Savings Saved This Month Add Month Total Saved This Year: Remaining to Goal: Estimated Completion: Tip: Even if you miss a month, consistency over the year matters more than perfection. Why Annual Planning Works Annual planning removes short-term pressure and gives clarity. Seeing the whole year helps you adjust early, avoid stress, and finish strong.